Terms of Service

Last updated: 27 June 2026

These Terms of Service ("Terms") govern your use of this website and the mortgage calculator provided on it (the "Site"), operated by CloudWise ("we", "us", or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for personal, non-commercial purposes. You agree not to misuse the Site, attempt to disrupt its operation, or use it in any way that breaks the law.

Not financial advice

The mortgage calculator is provided for general information and illustration only. It produces estimates based on the figures you enter and does not account for fees, stamp duty, insurance, changes in interest rates, or the specific terms of any lender's product. Results do not constitute financial, mortgage, legal, or tax advice, and should not be relied upon when making financial decisions.

Before making any decision about a mortgage, you should speak to a qualified, regulated mortgage adviser or your chosen lender, who can assess your individual circumstances. CloudWise is not a lender, broker, or regulated financial adviser.

Accuracy

We aim to keep the calculator working correctly, but we do not guarantee that results are accurate, complete, or suitable for your circumstances. Actual mortgage offers and repayments may differ significantly from the estimates shown.

Limitation of liability

To the fullest extent permitted by law, CloudWise will not be liable for any loss or damage arising from your use of, or reliance on, the Site or the calculator, including any financial decisions made based on its output. The Site is provided "as is" without warranties of any kind.

Intellectual property

The content, design, and code of the Site are owned by CloudWise or its licensors and are protected by applicable laws. You may not copy, reproduce, or redistribute substantial parts of the Site without permission.

Advertising

The Site may display third-party advertising, including ads served by Google. We are not responsible for the content of third-party ads or the websites they link to.

Changes to these Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted means you accept the revised Terms.

Governing law

These Terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

For questions about these Terms, email info@cloudwise.ltd.